2009-05-18

Three Things to Remember when Filing a Car Insurance Claim

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Filing a car insurance claim means that you have been in an accident; quite possibly one that you caused. Although this situation can be intimidating and stressful, you need to learn how to deal with it. When it comes down to it, almost every driver has an accident at some point in time. Knowing what to do when filing a car insurance claim will make things much easier on you.
Always provide accurate information to your car insurance agent/company when filing a claim. This includes everything from the condition of your car to the events that unfolded before and after the accident. By telling the truth, your car insurance company will be able to help you move forward.
Ask about your deductible and anything else that may be affected because of your accident. While you do not want to add too many new dimensions to your accident, there are some details that must be discussed. After all, your insurer is going to want to collect your deductible sooner rather than later.
Get an idea of how the process will move forward. Filing a claim is only the first part of the process. Ask your agent what happens next, as well as what your role is as things unfold. It is important for you to know what is going on so that you can do what is best for your situation. Of course, if you have any questions after you hang up the phone, make sure that you call back. It is better to know exactly what is going on than to run into a surprise.
These three details are very important to remember if you are filing a car insurance claim. They will help you to get your car repaired and back on the road as quickly as possible.

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