Car Insurance Discounts Offer Terrific Savings On Your Auto Insurance Costs

Discounts on car insurance are available from almost every auto insurance provider, but the types and amounts of the discounts provided will vary according to the individual insurer. These discounts can give you great savings on your car insurance without costing you valuable coverage. The variety of discounts is wide and covers a big range, so there are discounts that almost all drivers will be eligible for. Safety features are some of the biggest discounts available, and these are received for having the specific safety feature. Anti lock brakes, airbags, and automatic seat belts all usually receive a discount from most vehicle insurers. Taking a class in defensive driving can also help lower your auto insurance costs.
If you have more than one vehicle covered under the same policy, multiple car discounts may be available. This seems odd to some, but the risks of both vehicles being involved in a claim is lower than each vehicle individually. This means that you pay less per vehicle for car insurance, so you save money. A clean driving record will also get you a discount from many auto insurance providers, but to be eligible you can not have any tickets or at fault accidents within at least three to five years. Some companies have a discount available if you have had continuous vehicle insurance coverage for the last year, so you can save on your policy just be following the law and keeping your vehicles covered.
Many insurance companies offer a car insurance discount for members of the military, with the reasoning being that these individuals are more responsible and therefore a lower risk or reckless or risky behavior. Keeping the same auto insurance company may also give you a discount. Many companies offer a renewal discount if you have not caused any accidents, due to the fact that you are a previous customer and a good risk given your history with the company. This is the auto insurer's way of saying thank you for continuing with them.
A lot of times students may be eligible for a discount. Students who attend school full time and who meet the required grade levels may get a discount from certain car insurance companies, but only if they are under twenty five years old and not married. Homeowners can get a discount even without having home insurance through the same company, but they can save even more if they use the same insurance company for both home and car insurance. A big discount is usually available if your car is equipped with an anti theft device, because this is a major deterrent to your vehicle being stolen, and as a result a claim being filed under your car insurance policy. There are a large number of discounts that may help you control your auto insurance costs and save money on your car insurance premiums. Compare car insurance quotes and see which company offers you the best discounts and rates on your vehicle insurance policy.