2009-05-14

Car Insurance Extras: What they are, When to Buy

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When shopping for car insurance you need to be careful about the coverage levels that you purchase. As you know, the more coverage you want the more money you will pay. To go along with this, there are some car insurance extras that will increase the cost of your premium. Are you willing to pay more for these extras? Or would you rather leave them out so that you can save money? The answer to this depends on how much money you are willing to spend, and how important you believe these extras to be.

There are many common car insurance extras that you will have to decide on. For instance, rental car reimbursement is common. This is good to have if you are in an accident in you need to rent a car while yours is being fixed. As you know, renting a car can be expensive. But if you have this coverage, the majority of this cost will be covered. Another extra that you will want to consider is roadside assistance. With this, if your car breaks down, needs gas, or runs into any other problem, you can call for free roadside assistance. If you have an older car this is something that you definitely want to consider. But even newer vehicles can run into problems such as a flat tire, etc.

Before you decide for or against these extras, you will want to look at how much they will cost. For instance, if you have the ability to add car rental reimbursement for a couple of dollars per month it may be worth it. Your car insurance company can give you quotes for each extra so that you know exactly what you are up against.

Overall, be careful when choosing car insurance extras. Some are beneficial and others may be a waste of money.

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